Can you pay monthly for private surgery?

Are monthly payment plans available for private surgery in the UK?

With Wellsoon from Practice Plus Group, surgery payment options are available at the following time frames and interest rates:

Time frame	Annual Percentage Rate (APR)
12 months	0%
24-60 months	14.9%

Eligibility and requirements for surgery financing

As you might expect, eligibility for payment plans is very much subject to status. To be eligible for medical finance in the UK, the applicant must meet one of the following criteria:

• be in employment
• be self-employed
• be the recipient of a regular and consistent income.

Additionally, you must be over 18 years of age and have lived in the UK for at least the last three years.

How much will I pay per month?

The following table provides an illustration of the different payment amounts patients would need to repay as part of payment plans offered by Wellsoon from Practice Plus Group.

Loan amount	APR	Repayments *This is an illustration of repayment terms
£1,500	14.9%	24 payments of £72.00 per month
£2,000	14.9%	24 payments of £96.00 per month
£2,500	14.9%	36 payments of £85.41 per month
£3,500	14.9%	36 payments of £119.57 per month
£5,000	14.9%	48 payments of £136.56 per month
£6,000	14.9%	48 payments of £163.87 per month
£7,900	14.9%	48 payments of £215.76 per month
£9,000	14.9%	60 payments of £209.27 per month
£11,000	14.9%	60 payments of £255.78 per month

Take a look at our private surgery price list for a full rundown of what’s available, and don’t forget the Chrysalis Finance repayment calculator allows you to do some proper number crunching.

How it works

Wellsoon from Practice Plus Group partners with Chrysalis Finance to provide flexible monthly payment plans. Take a look at the steps below for more information on how the payment plan process works.

• Step 1: Book a consultation
• Step 2: Calculate your monthly repayments
• Step 3: Apply for your desired payment plan

From the treatments available to ways to pay, our helpful information guide provides all the details you need to know if you’re a self-pay patient.

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“I’m so glad I went private with Wellsoon from Practice Plus Group rather than rely on the NHS. I chose to put down a deposit upfront and pay off the balance over the next 12 months interest-free via Chrysalis Finance who organise any repayment loans for Wellsoon patients. It’s brilliant – it means I can keep my savings in my bank for longer.”

Sue, payment plan hip replacement patient at Practice Plus Group

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How to apply for a private surgery payment plan

It’s easy to apply for a payment plan with our providers, Chrysalis Finance. All you need to do is get in touch to confirm your treatment cost. Our friendly team will then be able to send you a link to apply.

There are a few things to bear in mind before you apply for monthly payment plans. First, you’ll need to make sure you can comfortably keep up with monthly repayments alongside your other regular expenses.

When it comes to eligibility, the following are minimum requirements:

• you are in full time employment or retired and have a source of steady income
• you are over 18 years of age
• you have been a UK resident for the past 3 years.

Applications are subject to status, terms and conditions apply.

Any financing options will need to be sorted out in advance of your surgery date.

Alternative payment options

If payment plans don’t sound like the best option for you but you still want to access private surgery, don’t worry, other options are available.

Self-pay surgery

With Wellsoon self-pay surgery from Practice Plus Group you’ll get high-quality, consultant-delivered self-pay healthcare that suits your specific needs. From general to orthopaedic surgery, diagnostic imaging to weight loss treatment, if you’re paying for yourself you’ll benefit from transparent pricing and short waiting times.

Simply give us a call on 0330 818 8945 or submit an online form and we’ll be in touch to get you booked in for a consultation.

Surgery through private medical insurance

Another way to access Wellsoon private healthcare is through existing health insurance. So, if you’re covered privately or through your employer, you can access the full range of Wellsoon treatments.

You’ll also enjoy all the benefits of a self-pay patient: choosing your consultant and the time and date of your treatment, and of course, high-quality healthcare that’s tailored to your needs.

Spread the cost of treatment with 0% monthly payment plans

Spreading the cost of your surgery can offer a load of different benefits, perhaps the most important being the ability to avoid long NHS waiting lists. It can also help to plan your procedure around your other commitments, helping you get back to your best as soon as possible.

Remember, our payment plans are flexible with options ranging from 12 months (at 0% APR) to between 24-60 months at 14.0% APR. You can learn more about monthly payment plans for surgery or get in touch with us on 0330 818 8945.

Credit acceptance is subject to status. Terms and conditions apply. Practice Plus Group Hospitals Limited trading as Practice Plus Group is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.