Also called PMI, private medical insurance is a policy or plan that helps to cover the financial side of medical treatment. The insurance is designed to cover people in the event they develop or contract a range of different diseases and conditions. One of the main benefits of this specialist insurance is the peace of mind it provides.

Yes. However, your insurance won’t cover pre-existing conditions i.e. conditions that developed before taking out the policy. Health insurance for elderly parents is also available but please be aware it’s likely the older the patient, the higher the premiums will be.

Yes, however, if you were sensing a ‘but’, you’d be correct. Policies will differ provider-to-provider with regards to level of cover. You should check your policy to see if surgery costs are covered.

At Practice Plus Group, we work with the following insurance providers:

– Aviva
– AXA Health
– Freedom Health Insurance
– The Exeter
– General and Medical
– Healix Health Services
– Vitality
– WPA
– Bupa
– Aetna
– Alliance Healthcare
– Cigna Healthcare
– Allianz
– National Police Healthcare Scheme

This depends entirely on the type of surgery needed. For example, cataract surgery costs just £1,995 per eye, whereas the price of knee revision surgery is £20,199.

First, you’ll likely need a GP referral to access healthcare with Practice Plus Group. You’ll need to ensure the referral contains the treatment you need and the hospital of your choice.

Once you have this, you’ll need to call your insurance provider. Make sure you have your insurance number and the GP’s referral details to-hand. Your insurance provider will confirm whether your treatment is covered by your policy or not. If it is, you’ll be able to proceed with an initial consultation.

A price is agreed by the approved insurer before the patient’s initial consultation. This is based on the GP referral and a price agreed with Practice Plus Group.

If you’re accessing healthcare via private medical insurance, the main thing you’re likely to need is a GP referral. This will include the type of treatment you need along with the hospital where you wish to have it.

Other pre-surgery considerations include getting yourself physically and mentally prepared, making travel arrangements, and giving up health-damaging habits such as smoking or drinking alcohol to excess.

This depends on your health insurance policy provider and the level of cover you have. Check with your insurance provider for more details about your specific policy.

Yes, insurance for cataract surgery is available. If you have an active health insurance policy, you’ll need to check whether cataract surgery is a condition that’s covered.

Yes, insurance that covers knee surgery is available. If you have an active health insurance policy, you’ll need to check whether treatment for knee procedures are covered.